"티몬·위메프 빚 부담 덜어준다" 중기부, 맞춤형 채무조정 전격 실시
중소벤처기업부, 티몬·위메프 피해기업 대상 중진공·소진공 맞춤형 채무조정제도 실시
상환기간 최대 7년 연장, 원금·이자 감면 등 정상 및 연체 차주별 상황 맞춤 지원
상환기간 최대 7년 연장, 원금·이자 감면 등 정상 및 연체 차주별 상황 맞춤 지원
가요진 기자입력 : 2026. 09. 30(수) 08:10

중소벤처기업부
[중기부/CTN]가요진 기자= 노용석 중소벤처기업부 제1차관은 "티몬·위메프 사태로 피해를 입은 기업들이 정책자금 상환으로 다시 어려움을 겪지 않도록 세심하게 살피겠다"라며 "기업별 상환여건에 맞는 채무조정제도를 적극 안내·지원하여 상환부담을 덜고 경영 정상화를 뒷받침하겠다"라고 밝혔다.
중소벤처기업부(장관 직무대행 제1차관 노용석)는 티몬·위메프 피해기업의 정책자금 상환 부담을 완화하고 경영 정상화를 지원하기 위해 중소벤처기업진흥공단 및 소상공인시장진흥공단과 함께 차주별 맞춤형 채무조정제도를 실시한다고 9월 22일 발표했다. 이번 조치는 미정산 사태 당시 지원받은 긴급경영안정자금의 상환 시기가 도래함에 따라 추가 지원 필요성이 제기된 데 따른 것이다.
중기부는 지원기업의 상환능력과 연체 여부 등 개별 상황에 맞춰 채무조정을 추진한다. 정상상환 차주에게는 원리금 상환 부담을 줄여주는 자체 채무조정을 지원하고, 연체 차주에게는 새출발기금 등 외부 채무조정제도와 연계해 원금 조정 및 이자 감면 등을 받을 수 있도록 돕는다.
구체적으로 중진공은 원금 10% 이상 상환 기업에 대해 상환유예 및 상환기간 연장을 지원하고, 소진공은 단기연체나 경영 애로를 겪는 소상공인을 대상으로 상환기간을 최대 7년까지 연장해 준다. 임금근로자로 전환한 폐업 소상공인에게는 금리 감면 혜택도 제공하며, 피해기업은 중진공과 소진공을 통해 맞춤형 상담을 받을 수 있다.
[영문번역 기사-AI활용]
No Yong-seok, First Vice Minister of Small and Medium Enterprises and Startups, stated, "We will carefully examine so that companies damaged by the Tmon and WeMake incident do not suffer difficulties again due to policy fund repayment," adding, "We will actively guide and support debt adjustment systems suited to each company's repayment conditions to relieve the repayment burden and support business normalization."
The Ministry of Small and Medium Enterprises and Startups (Acting Minister, First Vice Minister No Yong-seok) announced on September 22 that it will conduct a customized debt adjustment system for each borrower together with the Small and Medium Enterprises Corporation and the Small Enterprise and Market Service to ease the burden of policy fund repayment for companies damaged by Tmon and WeMake and support business normalization. This measure is in response to the need for additional support raised as the repayment period for emergency management stabilization funds supported during the unsettled payment crisis approaches.
The Ministry of Small and Medium Enterprises and Startups plans to support customized debt adjustment according to situation of each borrower, such as repayment ability and delinquency of policy fund support companies. For normal repayment borrowers, the repayment burden of principal and interest is eased through the internal debt adjustment system of the Small and Medium Enterprises Corporation and Small Enterprise and Market Service, and for delinquent borrowers, necessary support such as principal adjustment and interest reduction can be received in connection with external debt adjustment systems such as the New Start Fund.
Specifically, the Small and Medium Enterprises Corporation supports a 1-year extension of the repayment period and repayment deferment for companies that have repaid more than 10% of the principal, and the Small Enterprise and Market Service extends the repayment period up to 7 years for small business owners experiencing temporary management difficulties. In addition, a 0.5%p interest rate reduction is supported for closed small business owners who converted to wage workers upon 1 year of continuous service, and affected companies can receive counseling on debt adjustment systems through the Small and Medium Enterprises Corporation and Small Enterprise and Market Service.
중소벤처기업부(장관 직무대행 제1차관 노용석)는 티몬·위메프 피해기업의 정책자금 상환 부담을 완화하고 경영 정상화를 지원하기 위해 중소벤처기업진흥공단 및 소상공인시장진흥공단과 함께 차주별 맞춤형 채무조정제도를 실시한다고 9월 22일 발표했다. 이번 조치는 미정산 사태 당시 지원받은 긴급경영안정자금의 상환 시기가 도래함에 따라 추가 지원 필요성이 제기된 데 따른 것이다.
중기부는 지원기업의 상환능력과 연체 여부 등 개별 상황에 맞춰 채무조정을 추진한다. 정상상환 차주에게는 원리금 상환 부담을 줄여주는 자체 채무조정을 지원하고, 연체 차주에게는 새출발기금 등 외부 채무조정제도와 연계해 원금 조정 및 이자 감면 등을 받을 수 있도록 돕는다.
구체적으로 중진공은 원금 10% 이상 상환 기업에 대해 상환유예 및 상환기간 연장을 지원하고, 소진공은 단기연체나 경영 애로를 겪는 소상공인을 대상으로 상환기간을 최대 7년까지 연장해 준다. 임금근로자로 전환한 폐업 소상공인에게는 금리 감면 혜택도 제공하며, 피해기업은 중진공과 소진공을 통해 맞춤형 상담을 받을 수 있다.
[영문번역 기사-AI활용]
No Yong-seok, First Vice Minister of Small and Medium Enterprises and Startups, stated, "We will carefully examine so that companies damaged by the Tmon and WeMake incident do not suffer difficulties again due to policy fund repayment," adding, "We will actively guide and support debt adjustment systems suited to each company's repayment conditions to relieve the repayment burden and support business normalization."
The Ministry of Small and Medium Enterprises and Startups (Acting Minister, First Vice Minister No Yong-seok) announced on September 22 that it will conduct a customized debt adjustment system for each borrower together with the Small and Medium Enterprises Corporation and the Small Enterprise and Market Service to ease the burden of policy fund repayment for companies damaged by Tmon and WeMake and support business normalization. This measure is in response to the need for additional support raised as the repayment period for emergency management stabilization funds supported during the unsettled payment crisis approaches.
The Ministry of Small and Medium Enterprises and Startups plans to support customized debt adjustment according to situation of each borrower, such as repayment ability and delinquency of policy fund support companies. For normal repayment borrowers, the repayment burden of principal and interest is eased through the internal debt adjustment system of the Small and Medium Enterprises Corporation and Small Enterprise and Market Service, and for delinquent borrowers, necessary support such as principal adjustment and interest reduction can be received in connection with external debt adjustment systems such as the New Start Fund.
Specifically, the Small and Medium Enterprises Corporation supports a 1-year extension of the repayment period and repayment deferment for companies that have repaid more than 10% of the principal, and the Small Enterprise and Market Service extends the repayment period up to 7 years for small business owners experiencing temporary management difficulties. In addition, a 0.5%p interest rate reduction is supported for closed small business owners who converted to wage workers upon 1 year of continuous service, and affected companies can receive counseling on debt adjustment systems through the Small and Medium Enterprises Corporation and Small Enterprise and Market Service.
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가요진 기자 gyj1119@naver.com
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